Requesting Your Tax Return from the IRS: A Complete Guide

Illustration of IRS Tax Return Request Form

Intro

Navigating the labyrinth of tax paperwork can be daunting. For many individuals, the process of requesting a tax return from the IRS feels like an endeavor that is both time-consuming and perplexing. However, possessing a clear understanding of the necessary steps can significantly ease this burden.

Many folks don't realize just how crucial it is to stay on top of their tax records. Whether you need your tax return to secure a loan, apply for financial assistance, or simply have for personal records, knowing how to request it from the IRS can save you a heap of trouble down the line. In this guide, we will break down the entire process, clear up common misconceptions, and arm you with the knowledge you need to effectively communicate with one of the largest government agencies in the United States.

By shedding light on key concepts and providing actionable insights, we hope to demystify the tax return request process. From understanding the relevant forms to knowing the submission methods and potential challenges, our aim is to equip you with everything you need to confidently handle your tax return requests.

Let’s roll up our sleeves and dive into the nitty-gritty details.

Understanding Tax Returns

Navigating the world of tax returns can feel as daunting as a labyrinth with no exit. For many, tax returns are just pieces of paper filled with numbers or, at worst, a source of stress. However, taking the time to grasp their significance can reveal a treasure trove of benefits. Understanding tax returns is not only essential for individual taxpayers but also for financial enthusiasts and investors alike, as it can impact various facets of financial planning and management.

Definition of a Tax Return

A tax return is a document filed with a government body—the IRS in the United States—where individuals report their income, expenses, and other relevant financial information. This form can come in various shapes and sizes, such as Form 1040 for individual tax returns or Form 1120 for corporations. In essence, a tax return serves as a formal declaration of what you owe in taxes.

"A tax return isn't just a number crunching exercise; it's a reflection of your financial health and obligations."

The federal government utilizes tax returns to assess your tax liability. If you’ve had taxes withheld from your paycheck, a tax return may reveal whether you’re eligible for a refund or owe additional taxes. Keeping an eye on your documents can shed light on your financial journey, making it a fundamental aspect of fiscal accountability.

Importance of Tax Returns

Why should one care about tax returns? Picture this: tax returns serve multiple roles, from verifying income for loan applications to facilitating other essential financial processes. Here’s a brief look at how significantly impactful tax returns can be:

Proof of Income: For individuals applying for loans or mortgages, tax returns often serve as the primary evidence of income. Banks love to scrutinize these documents before they’ll lend a dime.
Financial Planning: Reviewing past tax returns can spotlight patterns in income and spending. This insight can guide subsequent financial decisions, be it investments, savings plans, or other expenditures.
Audit Defense: A well-prepared tax return can protect you if the IRS comes knocking. Accurate records mitigate the risk of penalties or back taxes, making it critical to file comprehensively and correctly.

Failing to understand or file your tax return properly can lead to unforeseen complications. Tax laws and regulations are often intricate, and getting tangled up in them is all too easy. Thus, getting a solid grip on what a tax return encompasses and its implications can pave the path for more informed financial decisions and enhanced peace of mind.

Reasons for Requesting a Tax Return

Understanding why individuals may need to obtain their tax return from the IRS can really make a difference in various aspects of life. Tax returns aren’t just pieces of paper that reflect income – they serve as official records that hold significant weight in financial proceedings. Let’s delve into the main reasons someone might find it necessary to request their tax return.

Verification of Income

For many, verifying income can be a crucial step in securing financial stability. Whether one is applying for a new job, an apartment lease, or a loan, proof of income is often a requirement. Tax returns provide a reliable and formal way to showcase earnings.

When you submit a tax return, you’re presenting a documented history of your financial activity for the year. Employers or lenders, for instance, might ask to see your most recent tax return to confirm that you earn what you claim.

Often, they will want to see figures that add up; inconsistencies between your stated income and tax documents can raise serious red flags. This process is especially important for those who are self-employed or whose income fluctuates significantly throughout the year. Having a tax return readily available can simplify this verification process immensely, potentially making it smoother and more reliable in the eyes of lenders or employers.

Loan Applications

When it comes to applying for loans, having your tax return on hand is a game changer. Lenders often require tax returns for both personal and business loans during the application process. This is to verify your income and financial stability, ensuring that you can repay the loan without breaking a sweat. In the world of mortgages, for example, this is particularly crucial. Lenders want to assess your ability to handle monthly payments alongside your other financial obligations.

Applying for a new vehicle? Need funds for a renovation? Expect lenders to look for tax returns as a part of their due diligence. If you're fresh out of school or just starting your journey in the workforce, having your tax returns can make up for a lack of extensive credit history. Your tax returns can become your best friend, providing the clarity and proof needed for significant financial decisions.

Dividend or Investment Records

Tax returns also play a pivotal role when it comes to managing investments and dividends. For individuals who invest in stocks or other securities, tax returns are essential for tracking capital gains or losses and assessing overall investment performance. When tax time rolls around, these documents can help you understand how your investments fared over the year.

Moreover, if you've earned dividends from shares or mutual funds, your tax return can provide the necessary evidence to report earnings accurately. In case you need to provide records for an accountant or when you file your taxes, having access to past tax returns can streamline the process and help avoid last-minute scramble.

In summary, whether for income verification, securing loans, or keeping tabs on your investments, there are multiple reasons why you might need to request your tax return from the IRS. Understanding these can empower you to approach financial matters with greater confidence, ensuring that you're well-prepared for both the expected and unexpected in your financial journey.

Prerequisites for Requesting Your Tax Return

When it comes to dealing with your tax returns, knowing the prerequisites can save you a boatload of headaches later on. Before diving into the actual request, there are key elements you need to be aware of. Understanding these prerequisites not only simplifies the process but also ensures you're adequately prepared to tackle any potential pitfalls along the way.

A clean understanding of eligibility and deadlines distinguishes the savvy taxpayers from the not-so-in-the-know ones. After all, you don’t want to be left hanging with a request stuck in the pipeline when you have important financial matters to address.

Eligibility Criteria

To request your tax return, you first need to meet certain eligibility criteria. It’s not just a matter of filling out a form; you need to make sure you're entitled to receive the information you're after. Generally speaking, if you filed a tax return for a particular year, you’re eligible to request a copy or transcript of that return. However, eligibility might not be as straightforward in some cases. For instance, if you're requesting on behalf of someone else, you'll need proper documentation like a power of attorney.

Here’s a list of key points regarding eligibility:

Conceptual image representing various submission methods for tax returns

Filing Status: You need to have filed a return for the years you want to request. Whether it's Form 1040 or a business-related return, if it’s in the system, you can request it.
Identity Verification: The IRS requires proof that you are who you say you are. This might include your Social Security number, date of birth, and possibly even a driver's license number.
Authority for Requests: If you're asking for someone else’s return, you better have the right paperwork. Otherwise, your request might hit a brick wall.

Being aware of these points can give you a leg up when preparing to request your tax return.

Time Limitations

Now onto the second piece of the puzzle: time limitations. Understanding the timelines for requesting your tax returns ensures you won’t miss the boat. The IRS has specific guidelines about how long you can wait before making a request and when you can expect to receive your documents.

In general, you can request your tax return at any time after you have filed it. However, keep these limitations in mind:

Three-year Rule: The IRS generally retains tax returns for three years after the filing date. If you’re going back further than that, you might need to take additional steps to access those records.
Request Deadlines: While there’s no formal cut-off date for requests, being conscious of deadlines is crucial when related to specific situations like loans or audits. If you need a return for a loan, request it well in advance, ideally a month or more before the deadline to avoid scrambling last minute.
Processing Times: Once you’ve submitted your request, the processing can take anywhere from several days to weeks, depending on how you submitted it—online requests might be quicker than mail requests due to varying workloads.

Knowing these time limitations will help you stay ahead of the game and avoid unnecessary delays.

"Planning ahead and understanding the requirements can turn a daunting task into a walk in the park."

Methods of Requesting a Tax Return

When it comes to retrieving your tax return from the IRS, knowing the right methods to approach this task can save you time, effort, and potential headaches. Each method varies in terms of convenience, speed, and the required information needed for a successful request. Picking the correct one is especially critical if you have immediate financial goals, like applying for a loan or clarifying an income discrepancy. Below, we delve into three primary methods you can use: online through the IRS website, by mail, and making a request via phone.

Online through the IRS Website

The digital age has paved the way for a smoother process when it comes to interacting with the IRS. If you're tech-savvy, requesting your tax return online is arguably the fastest and most efficient method. By accessing the IRS website, you can initiate the request at your convenience.

To kick things off, you'd need to create or log into your IRS account. If you haven't set one up yet, you may have to provide some identifying information such as your Social Security Number (SSN), filing status, and the exact amount of your refund (if applicable). Once you’re in, follow the prompts to request your tax return. Keep in mind that the IRS typically provides copies of returns for several years upon request. This method also allows you to access your tax transcripts, which could suffice for certain needs.

"Using the IRS website for tax return requests not only saves time but also grants you immediate access to your documents."

By Mail

If you're old school or prefer not to navigate online forms, mailing your request is a viable option. Although it takes a bit longer than the online method, it's straightforward. You will need to fill out Form 4506 for a copy of your tax return, or Form 4506-T if you're after a transcript.

Here’s what you do:

Grab the forms from the IRS website or ask for paper copies.
Fill them out carefully, ensuring that all information is accurate.
Send the completed form to the appropriate address, which varies based on the state you reside in. Make sure to check this on the IRS website.
Don't forget to include your payment for processing if you’re requesting a copy of the actual tax return.

The downside? You’ll have to wait for the IRS to process your request and mail your tax documents back to you. It could take anywhere from a few weeks to several months.

Phone Requests

If you’d rather speak to a human being, requesting your tax return over the phone may be the option for you. While it’s less commonly used due to potential wait times, it can be particularly helpful if you have questions or specific issues regarding your request. To reach the IRS, call their customer service at 1-800-829-1040. Be prepared to verify your identity, which may include supplying your SSN, date of birth, and other relevant details.

When you get through to an IRS representative, explain your request clearly. They will guide you through the steps necessary to get your tax return, whether it’s a full copy or just a transcript.

Finale

In sum, whether you choose to go the online route, use good old-fashioned mail, or make a call, each method of requesting your tax return presents its own set of advantages and drawbacks. Understanding these can help you pick the one that best aligns with your needs, especially if time is of the essence.

Necessary Forms and Documentation

When you delve into the process of requesting your tax return from the IRS, understanding the necessary forms and documentation is crucial. Having the correct paperwork not only streamlines the procedure but also minimizes the risk of delays or complications. Here, we look at two primary forms that play a pivotal role in this process.

Form 4506: Request for Copy of Tax Return

Form 4506 serves a very specific function: it allows individuals to request an actual copy of their tax return. It’s important to note that this is not just a casual request; it’s a form that should be filled out with precision.

Filling out this form requires some key information, including:

Your name and address
The tax year(s) you want a copy of
Your Social Security Number or Employer Identification Number

By steering through this form, you can obtain a physical duplicate of your tax return as it was filed. This can be invaluable if you need detailed information, especially when dealing with lenders or other institutions that may require extensive documentation.

The advantages of using Form 4506 include:

Complete Records: The copy contains all attachments, including schedules that might not be present in a simpler transcript request.
Verification Purposes: If you're in the midst of a loan application process, having the complete tax return can act as a solid proof of your financial situation.

However, it's worth mentioning that obtaining a copy through this route comes with a cost. The IRS charges a fee for each tax return copy you request, so be prepared for a minor financial outlay in exchange for the thorough records you might need.

Visual representation of challenges in tax return requests

Form 4506-T: Request for Transcript of Tax Return

On the other hand, Form 4506-T allows you to obtain a tax return transcript which provides a summary of your tax information. Unlike the Form 4506, this form doesn't give you the entire detailed report; rather, it gives sufficient information typically needed for most purposes.

This form is particularly useful for:

Quick Access: While the full tax return may take time and additional costs, a transcript is usually available much faster at no cost.
Common Uses: Many financial institutions accept a tax transcript as adequate evidence of income.

When filling out Form 4506-T, the process requires:

Your name, as it appears on your tax return
The tax year(s) you wish to retrieve
Your Social Security Number or Employer Identification Number

One downside of using Form 4506-T is that it doesn't provide every detail of your tax return. So, if you need specifics, it’s better to request the full copy through Form 4506 as discussed before.

In summary, whether you opt for the Form 4506 or the Form 4506-T, understanding the purpose and significance of these forms can transform a potentially cumbersome process into a straightforward task. Make sure to fill in the details with care, as incomplete or inaccurate forms can lead to headaches and hold-ups in getting the needed documentation.

Keep in mind that while procuring these forms from the IRS website is straightforward, always double-check your entries. A simple typo can mean a longer wait time for your records.

Filling Out the Request Form

Filling out the request form is a crucial step in the process of obtaining your tax return from the IRS. It might seem straightforward, yet proper completion of these forms can significantly impact the speed and accuracy of your request. Understanding what to include in this form and how to fill it out correctly can save you a lot of time and trouble down the road.

When you request your tax return, you're not just sending off a piece of paper. You're initiating a formal request that needs to be handled with care. This is your opportunity to ensure that you provide all necessary information, making it easier for IRS staff to process your request without unnecessary delays. Mistakes or missing information could mean the difference between a quick turnaround and a lengthy wait.

The request forms, namely Form 4506 and Form 4506-T, have specific requirements. They ask for information about your identity, the tax years you’re requesting, and your current contact details. This is where attention to detail is paramount because errors can lead to cumbersome back-and-forth with the IRS.

Key Information Required

When filling out the request form, it’s essential to be mindful of certain information that needs to be provided:

Personal Identification: Your name, Social Security number, and any aliases (if applicable). This is to ensure the IRS can accurately identify your records.
Current Address: Include your present address. If you have moved recently or if you used a different address on your returns, this must be clear to avoid confusion.
Tax Years Requested: State precisely which years' returns you need. For example, if you're looking for your tax returns from 2020 and 2021, make sure to indicate that explicitly.
Signature: Don’t forget to sign and date the form. An unsigned document may just gather dust on some desk at the IRS.

Properly filling in this information allows IRS personnel to seamlessly process your request. It mitigates the chances of your form being flagged for missing or incorrect information, which would only delay your receipt of your tax return.

Common Mistakes to Avoid

Even though the act of filling out the form might seem simple, there are common pitfalls to be wary of:

Incomplete Information: Leaving out essential details like your Social Security number or signature can delay your request. Always double-check.
Incorrect Years: Requesting the wrong tax years may result in receiving unrelated documents, wasting your time.
Wrong Addresses: If you’ve moved, ensure the address on the form reflects where you currently reside. This will help in receiving documents in a timely manner.
Not Using the Right Form: There’s a difference between Form 4506 and Form 4506-T. Using the wrong one could result in frustration later on.

By remaining aware of these common mistakes and ensuring that all required information is accurately filled out, you set yourself up for success in the often-arduous task of requesting tax returns from the IRS. Just remember, this is a critical step that lays the foundation for the entire process, so take your time and do it right.

"Attention to detail is not just a skill, it’s a necessity when dealing with tax returns."

For further guidance on the specific forms needed, the IRS provides extensive resources on their official website.

Submitting Your Request

Filing a request for your tax return with the IRS isn’t just a simple task to cross off your to-do list. It serves as a key step in unlocking your financial records, ensuring you have access to essential documents for various life events like securing a loan or verifying your income. Therefore, the process of submitting your request requires a bit of understanding and careful consideration.

Submitting your request correctly can save you from plummeting into a quagmire of processing delays or, worse, receiving incomplete or erroneous records. Furthermore, knowing the right methods to employ and comprehending the expected turnaround times can make the whole ordeal feel a lot smoother. You’ll find it helps to keep your ducks in a row.

Methods of Submission

When it comes to submitting your request to the IRS for your tax return, you’ve got options. Each method has its own perks and considerations.

Online through the IRS Website: This is often the quickest route. Navigating through the IRS website can be like a cakewalk for those who are tech-savvy. You can complete the necessary forms in the comfort of your own home. The benefit here is the speed of processing. After submitting online, you usually get a confirmation quickly, allowing you to breathe a little easier.
By Mail: You might prefer a more traditional route. Sending your request via mail may take longer but allows for thoroughness. If you’re old school or just want to ensure everything is in writing, print out your forms, pack them safely, and send them off. Just remember to use a reliable method—certified mail, anyone? It’s a good practice to keep a copy of everything you send for your records.
Phone Requests: While calling might seem more straightforward, this method can come with its own set of frustrations. Expect long wait times and make sure you have all your information at hand when you do get through. A phone request can be effective, but not necessarily the most efficient, depending on how patient you are.

"Choosing the right method of submission can save time and mitigate frustration. Consider your comfort level with technology, the urgency of your need, and any paperwork you already have on hand."

Expected Processing Times

After submitting your request, the waiting game begins. The timeline for processing can vary significantly based on the method you chose.

Online Requests: Generally, if you submit online, you’re looking at a turnaround of about 5 to 10 days for a transcript and up to 30 days for a copy of a full return.
Mail Requests: They tend to drag things out. Expect around 30 days or more depending on mail volume. Take into account any potential delays, especially during peak tax seasons.
Phone Requests: If you happen to land a request through the phone, processing time might align with the mail requests but can be quicker. However, the variability in this method can make it harder to predict.

It’s crucial to be patient and perhaps set a reminder to follow up if a reasonable timeframe has passed. Checking in can ensure you're not left in a lurch.

Infographic detailing tips for effective IRS communication

Receiving Your Tax Return

When you've been on the journey of asking for your tax return from the IRS, the moment you actually receive it can be both a relief and a significant milestone for you. Understanding how this process works is crucial, not just for current needs, but for planning future financial decisions. This section acts as a bridge between your path and the knowledge necessary for financial stability.

Format of the Returned Documents

When your tax return arrives, it will typically come in one of a few different formats. Generally, taxpayers can expect to receive their documents in either digital or paper formats, depending on how they submitted their request.

Paper Copies: If you’ve opted for a traditional request through the mail, you'll get a physical copy of your tax return. This document will resemble the original return you filed, complete with all line items and stamps from the IRS to indicate processing.
Transcripts: If you’ve requested shorter forms via Form 4506-T, you might receive a tax return transcript. This won't be a complete copy of your return, but rather a summary highlighting essential figures like your adjusted gross income. Transcripts can serve many purposes, including verifying income for lenders.
Electronic Copies: If you were savvy enough to submit your request online, the IRS may respond with your documents in PDF format. You can easily save and print them for your records.

Regardless of the format, check that all the numbers align with what you filed. Some taxpayers might only notice errors or discrepancies after receiving their documents, which can lead to complications down the road.

What to Do If Information Is Missing

Once you tear into that envelope or click into your email to find your tax return, the last thing you want is to realize something’s not adding up. Maybe you see missing information or calculations that seem off. Don't panic—this can happen sometimes.

Double-Check: First and foremost, go through your documents again to ensure you aren't overlooking details. It’s easy to miss something, especially with complex returns.
Contact the IRS: Should you confirm that there is indeed missing information, your next course of action should be to reach out to the IRS directly. Be prepared with your details—the tax year in question, your Social Security number, and a copy of your previous correspondence. They can often provide clarity or rectify an oversight.
File an Amended Return: In some situations, if the documents you receive contain mistakes that could impact your taxes significantly, you might need to file Form 1040-X—this is the amended return form. Correcting your prior returns ensures that your financial affairs remain intact.
Keep a Record: Having thorough records of all correspondence with the IRS and documentation you've submitted can be vital if any disputes arise. Make it a habit to organize this paperwork neatly; it will save you headaches in the long run.

Gone are the days of assuming everything is golden once you hit send on your tax submissions; being proactive about checking your returns can save you time and avoid stress later on.

Potential Challenges in the Process

Navigating the labyrinthine paths of tax return requests can be a daunting endeavor. While the IRS provides a structured approach, individuals seeking their tax documents often encounter a myriad of challenges. Recognizing these hurdles and understanding how to overcome them is crucial not only for efficient processing but also for peace of mind.

Delays and Errors

One of the primary concerns when requesting your tax return is the potential for delays. The IRS processes millions of requests each year, which can lead to significant backlog issues. Whether it's a result of high volume during tax season or complications with specific requests, delays can be frustrating. It's not uncommon for a simple request to morph into a waiting game, lasting several weeks or even months.

Errors are another common pitfall. A minor mistake, such as a transposed digit in your social security number or an incorrect address, can stall the entire process. As every detail counts when dealing with the IRS, making sure that forms are filled out correctly is essential.

When facing delays or errors, users might experience heightened anxiety, especially when the tax return affects important financial responsibilities like loan approvals or investment documentation. To mitigate potential issues:

Double-check all information before submission.
Monitor processing times on the IRS website to manage expectations.
Be prepared to follow up with the IRS to clarify the status of your request.

Contacting the IRS for Assistance

Sometimes, the simplest way to resolve a convoluted situation is to pick up the phone. Reaching out to the IRS can provide clarity when roadblocks seem insurmountable. However, this process comes with its own set of challenges.

When calling the IRS, individuals should brace themselves for potentially long wait times. Navigating through the automated systems to finally reach a live representative can feel like running a marathon. Patience is key, as it's essential to stay calm to effectively communicate the nature of your inquiry.

Here are some tips for making the most of your call:

Prepare your documentation beforehand, including your request details, social security number, and any confirmation numbers related to prior communication.
Be succinct but thorough in explaining the issue. Clarity helps the representative understand your needs more quickly.
Keep a record of your call, noting the date, time, and the representative's name for future reference.

Finale

In pulling together the significant aspects of requesting a tax return from the IRS, it becomes abundantly clear that understanding this process is vital for taxpayers. Tax returns serve not just as a numerical summary of income and taxation but as essential documents for various life situations. Whether one is applying for a loan, seeking social services, or sorting through investment records, a tax return often stands as a bedrock of financial proof.

This guide helps demystify what can often feel like a bureaucratic maze. By outlining the steps needed and providing practical advice, readers can more confidently navigate the procedures involved in retrieving their tax documents. The importance of being organized and proactive cannot be overstated. Knowing the forms—such as Form 4506 for a full copy or Form 4506-T for a transcript—and submission methods will streamline the process.

It's crucial to keep a few considerations in mind:

Prepare for processing times: Once you’ve submitted the request, patience may be necessary. The IRS can take time to process requests, particularly during peak months.
Keep records: Maintain copies of what you've submitted. It simplifies follow-ups and ensures you have documentation if something goes awry.
Reach out if needed: If something doesn't seem right or if communications falter, don't hesitate to reach out to the IRS helpline. A gentle nudge can often illuminate paths forward.

Ultimately, becoming familiar with the tax return request process can not only save you time but anxiety as well. As the saying goes, "Knowledge is power," and in the realm of finances, this holds particularly true. Equipped with the right information and an understanding of your rights as a taxpayer, you'll find that the process, while seemingly daunting at first, can be navigated with ease.

IRS Guidance and Help Sections

The IRS website is a treasure trove of information. It offers official guidance that's crucial for anyone dealing with tax returns — and it’s best to start here. The website includes various help sections dedicated to different kinds of inquiries, from basic tax filing steps to more nuanced topics like understanding your rights as a taxpayer.

Interactive Tools: The IRS has a number of online tools that can help. For instance, the "Where's My Refund?" tool allows you to track the status of your return in real-time. Such tools ease the burden of uncertainty and provide timely updates.
FAQs and Articles: Scouring through the Frequently Asked Questions (FAQs) can save you time. These concise answers often address issues similar to what you're experiencing and guide you on what you might be missing in your request.
Live Support Options: If you still have lingering questions, the IRS provides options for live support. You can reach out through their official toll-free numbers or schedule an appointment at your local IRS office for more personalized assistance.

Familiarizing yourself with these sections not only makes you a more informed taxpayer but can also save you from critical errors that might lead to delays in your tax return request.

Tax Preparation Services

Sometimes, navigating tax requirements on your own can feel like trying to find your way out of a dense fog. This is where professional tax preparation services come into play. Engaging with these services can alleviate the stress of tax filings and requests, allowing you to focus on other responsibilities. Here are several considerations when it comes to tax preparation services:

Expertise and Knowledge: Tax preparers have dedicated training and experience in tax laws, ensuring they're aware of current regulations and any recent updates. This expertise can be vital for maximizing your benefits and minimizing risks in your tax return process.
Tailored Guidance: A good tax preparer will provide tailored advice to your specific situation. They can better assess your financial landscape and help you outline what documents are necessary for your request to the IRS.
Audit Support: In case your filing is selected for an audit, having a tax professional who knows what they’re doing can make all the difference. They can assist in gathering the necessary documentation and representing you, should it come to that.

Utilizing tax preparation services can be particularly advantageous for those with complex financial situations, including entrepreneurs, investors, or individuals with multiple sources of income. However, it’s essential to choose a reputable service and verify qualifications before getting started.

By armoring yourself with reliable resources and, when necessary, engaging professionals, you position yourself for success in your tax return journey with the IRS.

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